Picture a parent in the school supply aisle in early August, list in hand, doing the math before picking up a single item. Pencils, two dollars. Folders, three for a dollar. A three-ring binder, four dollars. A backpack built to survive a school year, twenty-five dollars or more. The list is longer than the budget. Something has to come off it. This parent is probably working. Full time, maybe two jobs. Across Cherokee, Spartanburg, and Union counties, more than four in ten households cannot cover the cost of basics. Many of them are working full-time. There is a number behind that parent's math, and it is bigger than a school supply list. In South Carolina, a family of four needs $76,908 a year to cover housing, food, childcare, transportation, and health care. The federal poverty level for that same family is $31,200. Here is what it takes locally: Cherokee County - $74,484 Spartanburg - $79,080 Union - $70,548. That number climbs faster than paychecks do. The ALICE Essentials Index tracks the cost of the basics: rent, groceries, gas, childcare, health care. In South Carolina, those costs rose 6.3% a year between 2021 and 2024. From 2007 to 2019, the annual increase was 2.9%. Essentials have been outpacing wages here for most of two decades.